Treffer: Damage control.

The article discusses the benefits and considerations of adding accidental damage cover to home insurance policies. Accidental damage cover protects against unforeseen damage to property caused by accidents, such as spills or accidental impacts, and is typically not included in standard home insurance policies. The article outlines the costs associated with this coverage, which can range from 4% to 31% of the policy premium, depending on the type of insurance and location. It also emphasizes the importance of reviewing the Product Disclosure Statement (PDS) to understand specific inclusions and exclusions, as coverage can vary significantly between policies. Additionally, it provides tips for saving on home insurance, such as shopping around for better deals and considering higher excess amounts. [Extracted from the article]